Flavio Maluf’s Work for the Community

Running a business in Brazil is increasingly becoming more difficult. Keeping a business that lasts a long seems to be impossible. One man who is trying to make a change is Flavio Maluf. Flavio Maluf is a Brazil native who is the Chief Executive Officer of Eucatex. Eucatex is a company that is dedicated to preserving the planet. They create programs that help with social and environmental development. Flavio Maluf has been searching for ways to maintain businesses and the world. The taxes that Brazilian entrepreneurs have to pay to the government are incredibly high. Once they are finished paying the government, they don’t have enough funds to continue running their company. The high taxes can shut down all businesses if something is not done about it soon. View flaviomalufofficial.com

Flavio Maluf works in his position of leadership as an advocate for change. For example, Maluf has worked to change the harsh effects that the taxes that have to be paid bring on business owners. He put together the Fiscal Incentive Laws. The Fiscal Incentive Laws is a program that would allow for business owners to use the money that would be used to pay taxes to benefit the community. The business owners will have the opportunity to pick how the funds will benefit the community. In the Fiscal Incentive Law rule the money does not go to the government. The business owners now have the power of knowing exactly what their money will be used for. When the times comes to pay taxes, it’s not as much of dread to do as it once was for them.

The Fiscal Incentive program has many benefits for the entire country of Brazil. The program won’t eliminates taxes, but it will manage the distribution of the taxes. Entrepreneurs aren’t able to be taxed off of money that they didn’t make in profit. All of the money that they are taxed on is money that they made in profit. Flavio Maluf’s work with Eucatex and the government has benefited people in the community as well as entrepreneurs who are trying to succeed. Visit: https://ideamensch.com/flavio-maluf/

 

Luiz Carlos Trabuco Executes Perfect Leadership At Banco Bradesco

Without a doubt, organizational change is a critical concept that every organization must consider incorporating into its growth. While at it, every company must know that there are different theories linked to organizational change. Therefore, it is critical to go for a theory that works for your company. Moreover, since these theories have an impact on every organization, it is critical to weigh the impacts of the chosen theory against the unit in which the change is going to be inducted. As you look into organizational changes, perhaps Banco Bradesco and its recent transitions poses as a good example. Here is a narration about the series of events that occurred in the banking institution since October 2017.

The Wake of Brandao de Mello’s Resignation

Brandao de Mello has often been known as the wingman of Banco Bradesco. As such, it was not expected of him to instantly resign without alerting his employees and colleagues. However, that is exactly what he went for. Addressing the employees on the same day, he stated that it was time for him to step aside as he had served for more than fifty years. Therefore, while stepping down, he also found it necessary to appoint Luiz Carlos Trabuco to lead as chairman while the board of directors selected a new leader to step in permanently. From that moment, CEO Luiz Carlos assumed Brandao’s leadership roles while working closely with his colleagues as well.

Read more: Conselho do Bradesco escolhe Octavio de Lazari Junior para substituir Trabuco como presidente

The Appointment of a New President

A few months elapsed and the board of directors agreed to select a permanent replacement for the institution. Therefore, a leader was appointed and Octavio de Lazaro is his name. Perhaps he was elected because of his vast experience at Banco Bradesco. For instance, while he was young, Octavio de Lazari aspired to become a footballer. However, his father pushed him into the banking industry. Therefore, when it was time to focus on the development of his career, he joined Banco Bradesco and started working as a junior employee where he ran most of the office errands. Simultaneously, he worked with his seniors to elect various leaders who could help him with making the best decisions for his colleagues.

The Leaders, their Input

Because Octavio de Lazari registered remarkable improvement in his performance, the board of directors elevated him instantly. For that reason, he became the vice president. Now that he had worked with Brandao de Mello at some point in his life, it was only right for him to emulate his leader to some extent. Therefore, now that he has been chosen to lead Banco Bradesco, it is expected of him to prove that he is worthy of the cause.

Luiz Carlos Trabuco

On the other hand, Luiz Carlos Trabuco has always worked at Banco Bradesco not only as an executive leader but a dedicated role model for his junior colleagues. Therefore, as he paves the way for Octavio de Lazari, he shall still be expected to guide his juniors by implementing policies that work well for the bank. Besides, he has been working with the bank as clerk from when he was a teenager. He graduated from University of Sao Paolo. It goes to show that he is a qualified employee. Moreover, Luiz Carlos Trabuco upholds the leadership structure of the bank that Brandao de Mello instilled in his people.

Search more about Luiz Carlos Trabuco: http://economia.estadao.com.br/noticias/geral,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

Flavio Maluf: Close and Candid on Some Myths and Truths about Entrepreneurship

Having a business to identify oneself with is indeed fashionable, owing to the financial freedom that comes along with it and being one’s own boss. However, many haven’t prospered due to some myths that Flavio Maluf demystifies.

The Introduction

Flavio Maluf is a Brazilian mogul who has been at the summit of Eucatex since April 29, 2005 as its president. His prowess in business has seen him craft a merger between his Eucatex Company and Duratex, among other accolades, in arrangementset to enlarge and consolidate Eucatex’s market share.

Uncovering Facts in Business

Flavio Maluf begins by declaring it is misinformed for entrepreneurs to think they’d work less yet earn more than when once under payroll. In fact, an entrepreneur has no working hours as he has to be available throughout.

Capital Structure

He also refutes the perception that one needs much capital to start a business. While its availability is unquestionable, there exist innumerable business models that don’t demand hefty capital from starters.Closely linked is the fact that the market already has many investors in need of stellar ideas and their excellent executors.

Innovation

Another prevalent myth is-it’s only possible to start a business upon assertion that the idea is innovative. Whereas an innovative venture may make one stand out, it’s the ability to earn and retain customers that eventually makes one outstanding in the perfectly competitive market.

Risks in Business

Finally, the worst of all myths is the argument that venturing in business involves risks. The gospel truth is-risks are inevitable. As a matter of fact, a good entrepreneur takes risks; though, with analysis done to minimize risk level.

More Information

Nonetheless, it’s true that the waiting time to open a business upon application varies such as 107 days in Brazil compared to 5 days in the U.S. on average. It’s also true that while the large companies enjoy tax benefits, the average company suffers a blow.

The Outline

In conclusion, the wizard has said it all-while owning a company is such prestigious, it takes boldness to discriminate between myths and truths, and tread the uncharted path to one’s entrepreneurial success.

Read more: https://www.terra.com.br/noticias/dino/conheca-com-o-empresario-flavio-maluf-alguns-mitos-e-verdades-a-respeito-de-ser-um-empreendedor,21991ecd7b49587604a2d972ecada3b6lz1vsqwr.html

 

Why Felipe Montoro Jens Has Been a Leader for Brazilian Business

If you think of some of the biggest names in Brazilian business, you’ll know about Felipe Montoro Jens. Felipe Montoro Jens has been a leader in his specified field for a very long time and is one of the best choices for those who would like to make use of a business professional who is going to be able to assist you in anything you’re going to need right here and now. Be sure to learn more about Felipe Montoro Jens by visiting the very many different social media pages he has published so that you can get a feel for the type of work that he is able to do for you. Visit infomoney.com to learn more.

Along with being a great choice for you, you’re going to want to make use of Felipe Montoro Jens and see for yourself the different PPP projects that he has worked on in the past. These projects are ideal for lots of different individuals, as they are available for those who are in need of business aid and professional work. This is why Felipe Montoro Jens has worked on these projects and are finding the option to be ideal for their needs right here and now. Make sure that you take a good look at Felipe Montoro Jens and see what he can do for you.

Now is a good time for you to make use of Felipe Montoro Jens and see for yourself how very easy it is for you to utilize this as an option and know that you’re hiring a professional from Brazil who has the experience and dedication behind him to make this a reality in your life. Now is a good time for you to utilize Felipe Montoro Jens and see for yourself that this is a professional who is there for you when you need it the most. Now is a good time to make use of this and see for yourself why a lot of people love Felipe Montoro Jens and have made use of the different services that he has made available to anyone and everyone looking to get help.

Learn more: http://frenchtribune.com/teneur/25613-felipe-montoro-jens-details-his-vision-future-brazils-privately-owned-corporations

 

Igor Cornelsen Helps Investors Avoid Pitfalls

Diversification is the key when it comes to building the portfolio that is going to beat the odds. Igor Cornelsen knows this. He wants other people to know this as well, and that is why he has put a considerable amount of time into doing what he does best. What he is doing is making people notice that going outside of their comfort zone is going to be the best way to improve their chances of increasing their returns on investment.

It definitely makes sense for people to look at the possibilities that come with all of the variations that are out there. It can be difficult to branch out and invest when you do not know what is the best investment possibility is. This is where Igor comes in. He helps people see that there are a bountiful number of choices, and much of this starts with the ability to engage in international investing.

If you have ever seen any type of portfolio that Igor Cornelsen has set up it would be obvious that he has a strong desire to invest in Brazilian stock. He knows about the culture, and he knows exactly how this culture has evolved. This means that he is familiar with the red tape. View interview.net about Igor Cornelsen

A lot of people that have never been able to engage in long-term investing can see the benefits of doing this when they look at all of the possibilities that they can engage in when they expand to foreign markets.

Igor Cornelsen knows that this is going to be something that helps people maximize the returns because he has studied the market. He knows what is happening with American Investments the same way that he knows what is happening with investments outside of America.

He has the ability to look at all of these different things has made him one of the more reliable investment planning sources. Igor tells people that it is better to diversify than to put everything in one area and see your portfolio crumble. This is the type of advice that most people do not pay attention to until they find their portfolios sinking. Visit: http://ireport.cnn.com/docs/DOC-1122009

Luiz Carlos Trabuco Cappi Joins the Ranks of Legendary Bradesco Leaders After being Appointed Chairman of the Board

In many ways, banking is a noble profession. On account of managing people’s finances, bankers have an indirect influence on the quality of their lives. This influence is even greater for banks’ chief executive officers as their decisions potentially affect entire economies and by extension the lives of millions. Consequently, banks are always careful to select only the most competent individuals for this powerful position. Thus far, at each of the three times of asking, Brazilian bank Bradesco has appointed highly qualified CEOs. Due to recent changes at the bank, the bank is now again hoping to appoint another highly qualified president. Given the competitive nature of the Brazilian banking industry, the decision the bank makes with regards to this appointment could determine whether Bradesco will still be a banking giant or a mid-tier financial institution in the coming months. Read more on PDV exceeded expectations, says Bradesco president:http://economia.estadao.com.br/noticias/geral,prisao-dos-irmaos-batista-nao-impactam-risco-da-jbs,70001996105

The current vacancy in the president’s position at Bradesco was not planned. The position only became available when Luiz Carlos Trabuco Cappi, the current president was appointed to become the chairman of the bank’s board in early October. The previous chairman, Lazaro Brandao had unprecedentedly decided to resign from his position after 27 years of diligent service. However, since Lazaro Brandao is approaching 92 years now, his resignation has hardly been frowned upon. If anything, it has been welcomed by all at Bradesco and especially by his family. In his final years at the bank, Lazaro Brandao greatly mentored Luiz Carlos Trabuco Cappi on leadership, and many in the industry consequently believe the bank will continue faring well under the guidance of his successor.

Given the wealth of leadership talent at Bradesco, many believe that the bank will again select an effective leader. Just as the bank has done countless times before when it comes to replacing senior leadership, it is highly likely that Luiz Carlos Trabuco Cappi’s successor will be chosen from among the talents at the bank. That would realistically mean that the main candidates for the position are the seven individuals at the bank currently employed as executive vice presidents.

While many are eager to find out who the next president will be, the confirmation is not expected for at least a few months. Bradesco, which thrives on adherence to its regulations and culture, typically holds a shareholder’s meeting in March of every year. The next president is expected to be chosen by the board sometime before this meeting then presented to the shareholders at the meeting. However, since a bank as big as Bradesco cannot run efficiently without a president, and also to inspire public trust, Luiz Carlos Trabuco Cappi will continue serving as president until his successor is named and assumes office.

It is quite befitting that Luiz Carlos Trabuco Cappi was the one appointed to take over from Lazaro Brandao as chairman. The banker has continuously shown his commitment and loyalty to the Brazilian bank for the last 48 years. In fact, he has not once left the bank since he joined it in 1969 as a clerk. This is despite being offered some highly prestigious positions from the bank, including at one time being invited by former Brazilian president Dilma Rousseff to become the finance minister. While he did not deny that the position carried a certain allure and he was greatly honored to be considered for the position, Luiz Carlos Trabuco Cappi turned it down on account that he had unfinished work at Bradesco. Now that he has been named chairman, he has the opportunity to show the Brazilian financial industry what he meant by unfinished work.

Check more:http://www.camar.sp.gov.br/images/imagesnoticias/851/principal.html

Luiz Carlos Trabuco Cappi Takes Dual Roles of President and CEO – Who’s Up Next?

Few people work until they’re 91 years of age. Not many employees work for the same entity for 75 years. It’s rare to find businesses operate for 74 years without hiring more than two presidents to head their organizations.https://www.youtube.com/watch?v=3xDktJglYEQ

Lazaro de Mello Brandao and Banco Bradesco SA fit the bill for these three sentiments. Unfortunately, Bradesco will soon lose Mr. Brandao.

Lazaro Brandao, a 91-year-old Brazilian banking executive, is slated to retire from his post at Banco Bradesco in coming weeks. Luiz Carlos Trabuco Cappi, the bank’s Chief Executive Officer, will take on the role of President until a new CEO is named in March of 2018. Mr. Trabuco will transition into the sole role of President when a chief executive is selected.

Unnamed officials within Banco Bradesco’s ranks have indicated that seven candidates are under consideration for CEO:

  • Mauricio Machado de Minas – This executive is over the IT department at Bradesco and was hired in 2009. He has a lengthy career in information technology and was responsible for Next, an exclusively-digital bank founded several years ago as a spinoff from Bradesco.
  • Alexandre da Silva Gluher – Mr. Gluher, just like the following candidate, was heavily involved in acquiring HSBC Holdings’ retail unit in Brazil. Mr. Gluher was hired in 1976 and is currently the bank’s Chief Risk Officer.
  • Domingos Figueiredo Abreu – Hired in 1981, Mr. Abreu is responsible for consumer and business lending functions and Bradesco’s treasury.
  • Josue Augusto Pancini – Mr. Pancini works primarily with high-dollar accounts and coordinates Bradesco’s network of banks across the Portuguese-speaking country of Brazil. He was hired in 1975.
  • Marcelo de Araujo Noronha – Mr. Noronha joined Bradesco in 2003 and is the lead executive of Bradesco BBI, the bank’s I-banking division, and the issuance of credit and debit cards.
  • Octavio de Lazari – Mr. Lazari is the lead executive of Bradesco Seguro, the bank’s insurance department. He was first hired in 1978 and is a relatively recent addition to Bradesco’s executive team.
  • Andre Rodrigues Cano – Responsible for human resources at Bradesco, he’s also a recent addition to higher management. Mr. Cano was hired in 1977.

Luiz Carlos Trabuco Cappi made clear that Bradesco would hire a candidate from within the ranks of the bank’s upper managerial team.

Lazaro Brandao is to credit for promoting existing employees to higher ranks, rather than bringing in talent from external sources. Mr. Trabuco himself was promoted to CEO from an executory position at Bradesco Seguro in 2009.

Mr. Trabuco is known closely around financial market circles in Brazil for heading the acquisition of HSBC Holdings’ Brazilian assets. Some believe that Gluher and Abreu may lead the race for CEO because of their involvement in spearheading HSBC Holdings’ acquisition. However, it’s safe to say nobody other than Luiz Carlos Trabuco Cappi and the bank’s board of directors has an idea of who will be promoted.

Luiz Carlos Trabuco Cappi went to the University of Sao Paulo, earning a degree in Philosophy from the Faculty of Philosophy, Letters, and Human Sciences. Mr. Trabuco then entered a postgraduate program at the Foundation School of Sociology and Politics of Sao Paulo. Mr. Trabuco had originally moved around 300 miles from his hometown of Marilia to Osasco, Sao Paulo, to attend school. However, after finishing these two college degrees, Mr. Trabuco moved the 300 miles back to his home in Marilia.

He immediately found work at Bradesco in 1969 as an 18-year-old. Mr. Trabuco is slated to be the President of Bradesco for many years to come.